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www.hppc-law.com 602.271.9344 Typically the injured person brings a lawsuit against a doctor or hospital in medical malpractice cases. Spouses & loved ones may also bring lawsuits. Contact Harris, Powers & Cunningham in Phoenix, Arizona.

themortgageadvantage.com Question: My client was pre-approved several months ago before placing an offer on a short sale. The lender recently re-ran her credit and the credit score has dropped. She no longer qualifies for a home loan. How can this happen? Do we have any options? Answer: Credit scores are the fickle master of the lending process. Scores are determined by the number of open creditors, payment history, collections, judgments, and inquiries. There are options if the score has dropped or is initially too low to qualify for a home. Most lenders offer a computerized “credit analyzer” and a “rapid rescore” service. The credit analyzer is typically free to the client. It will calculate, with a detailed printout, the necessary steps to correct the report and raise the scores to a specific point. The rapid rescore can rescore the credit within seven business days after the necessary actions have been completed. The following are a few credit fairy tales: No credit is a good thing: Not in today’s world. Active credit cards with small balances, paid off or almost paid off every month will keep scores in an acceptable range. High balances on credit cards are the reflection of love from the credit card companies: High balances will lower your score. If you are at your limit or worse, over your limit, your credit scores will reflect the same damage as a collection. High credit limits are not a problem: Except when the creditor lowers the credit limit and suddenly your …

www.answersaboutbankruptcy.com 602-266-1212 The meeting of creditors is the only court date in most cases. Thisvideo series contains over an hour of short, simple explanations of the bankruptcy process. Subscribe to our Channel and see all 50 animations now. Call to schedule a free initial consultation for personalized advice from a qualified bankruptcy attorney with sixteen years experience. Filing without an attorney or using just a paralegal is usually a very bad idea.